AMRA offers $50k insurance option in 2007

[frogfeet]

American Motor Racing Association
Rt 2, Box 590
Leon, WV 25123
[phone]
www.amramodified.com

----official press release----

'AMRA offers insurance option with licensing'

Beginning with the 2007 racing season, the AMRA (American Motor Racing
Association) will offer an insurance option with each AMRA license.
Underwritten by K&K Insurance, long-time standard bearer for competition
and auto racing insurance, this coverage will be available to drivers,
crew members, or even officials involved at AMRA sanctioned tracks and
events.
The $50,000.00 excess medical benefit coverage will be available for
$40.00.
Coverage includes surface & air ambulance runs, as well as medical
benefits not covered by facility policy or personal insurance, and is
subject to $15,000.00 (the minumum AMRA sanctioned facility insurance
coverage) deductible.
AMRA licensed drivers can choose this insurance option when applying for
licensing.
2007 AMRA competition licensing without the K&K Insurance option is
$60.00. Adding the insurance option would total $100.00
Crew members, officials, or others who request coverage may do so by
applying for a "non-competition" AMRA license. The cost of the
non-competition license will be $40.00 for the 2007 season.
K&K Insurance has stipulated this "licensing" requirement.
While the "non-competition" license is merely a necessary formality, the
AMRA will include "non-competition" license holder's on the AMRA
newsletter list. This added benefit will be provided by AMRA at no
additional cost.
The $50k coverage is good for the calender year of AMRA sanctioned
events.
Many times, race competitors find their personal insurance carrier will
not only deny a claim, but will cancel coverage when finding a claimant
was injured as a result of a motorsports related accident.
This K&K Insurance policy is designed specifically for the racing
hobbyist.
AMRA's Steve Davis: "As a person who found themselves under-insured
after my families's recent accident, I absolutely think this is the best
$40.00 you could spend on your race program. You have no idea how much
emergency healthcare, helicopter or ambulance transportation costs can
run until you've had the experience. I've since found it's best to
'prepare for the worst', rather than be caught unprepared."
"The AMRA has tried for years to find an affordable insurance plan for
not only the drivers, but crew-members and even our inspectors. The
Keefer's deserve all the credit for their perserverance. I hope that
everyone takes advantage of this insurance option rather than finding
out they were under-insured the way I did. If not for themselves, I
hope they consider their families".

The AMRA sanctions open wheel modified auto racing in KY, OH, PA & WV,
annually awarding $32,000.00 in point funding for participating licensed
drivers through it's National (weekly) & traveling Road Warrior Tour
series. AMRA licensing & insurance forms are available for the 2007
season. Contact the AMRA office @ [phone] or visit the AMRA
website for details.


----end of press release----

[bomber]

this insurance covers you even if you dont race in the amra mod, but do race and pay the $40 is this right?

[frogfeet]

bomber: Your thinking is correct, but just to make sure there is no misunderstanding, I'll elaborate:
The insurance is $40.00.
This insurance is good for any AMRA sanctioned event.
You do not have to be racing an AMRA modified, but the evenings event must include AMRA sanctioned modifieds, or be an AMRA sanctioned facility.
You must fill out an AMRA license and insurance form and submit both to AMRA office with the $40.00 fee. Once processed, you will receive your license & policy.
This will be a "non-competition" license (in other words, if you want to compete in the AMRA mods, you will need a 1 event temporary, or annual AMRA license).
Hope this clarifies the AMRA license & insurance. It really is a heck of a good deal, and I hope you'll never need it.

[bomber]

yeah that clears it up pretty good thanks, i believe the $40 is well worth paying just in case something would ever happen (hopefully never, but it is a dangerous sport)

[frogfeet]

bomber, your welcome.
Your thinking is exactly the same as mine.

Old Ben Franklin said "an ounce of prevention is worth a pound of cure".

[pridefool]

Since RTR is not going to be a AMRA track this year is this going going to cover us?
Thanks

[Layne]

No, it will not cover RTR drivers since we are not an AMRA sanctioned track.